Resources for Employees

Commuter benefits save you money by allowing you to use pre-tax money to pay for your commuting expenses. Whether you are new to commuter benefits or are an existing participant who needs support, we are here to help.

About Commuter Benefits

Commuter benefits help you pay for your commute to and from work using pretax dollars, which saves you money on your taxes each year. You can use commuter benefits for transit, rideshares and qualified paid parking. Check your commuter benefits account to determine which options are available under your current commuter benefits program.

Watch the video and learn more:

How the Savings Work

On average, employees save $700 each year, or more when they set aside up to $270.00 a month to pay for transit commuting expenses. Below is an estimated tax savings for someone who uses commuter benefits for transit and parking expenses.

*Estimated employee savings are for informational purposes only, and based on the 2020 tax year. Individual savings may vary based upon income, individual tax rates, state of residence and other factors. Please consult your tax advisor.

How Much Could You Save?

Commuter benefits can add up to some serious tax savings. Commuter benefits apply to mass transit, rideshares and qualified paid parking. Check out our calculator to see how much you could save.

Yearly Savings

Start Over
With
the Benefit
Without
the Benefit
Gross annual pay
Pre-tax commuting expenses The amount deducted from your paycheck before taxes. The current IRS pre-tax limit is $270/month. $0
Adjusted gross annual pay
Commuting expenses after taxes The amount you will pay after taxes are deducted from your paycheck.
Final Annual Pay:

Commutes That Are Covered

A wide variety of commuter benefit products ensures that no matter how you commute, you can enjoy the savings and convenience of the benefit.

Transit Riders

  • Bus
  • Subway
  • Train
  • Trolley
  • Ferry
  • Water Taxi
  • Light Rail

Drivers

  • Parking Expenses
  • Meters
  • Garages and Lots

Carpoolers

How Much Can You Spend?

You can set aside up to $270 per month on transit expenses and up to $270 per month on parking expenses. The IRS reviews this amount yearly, setting higher limits with an average of a $5 increase each year. Keep in mind that transit and parking funds are considered two separate buckets of money. Be sure to calculate both your transit and parking expenses separately, and choose contributions accordingly.

How to Spend Transit Funds

Prepaid Cards

Reloadable commuter benefit cards that are accepted at transit agencies or designated transit retail centers where only transit and vanpool passes, tickets, and fare cards are sold, or at fare vending machines.

Commuter Check Vouchers

Commuter Check Vouchers are redeemable for passes, tickets, or cards anywhere transit, parking, or vanpool vouchers are accepted.

Transit Passes

We offer products for hundreds of transit agencies nationwide. Simply select your desired transit passes through your Commuter Benefit Solutions online account, and you will receive your product by mail each month.

Smart Cards

We offer several transit agency-specific Smart Cards across the nation. And, we are constantly adding more to our catalog.

How to Spend Parking Funds

Prepaid Cards

Our prepaid cards offer the functionality and convenience of a reloadable, personalized, prepaid card for use at parking facilities nationwide. No receipts are necessary with this solution, just swipe and go!

Monthly Direct Pay

We can directly pay parking and vanpool providers on your behalf. This is a great option for commuters who pay for parking on a monthly or quarterly basis.

Commuter Check for Parking Vouchers

These vouchers are made payable to the parking provider of your choice and can be used to pay for parking expenses. Commuter Check for parking vouchers may be used to purchase one or more types of parking, and you can order as many vouchers as needed for multiple parking providers.

Parking Cash Reimbursement

Perfect for those who only park on an occasional basis, use multiple parking lots, park at parking meters, or utilize a parking provider that will not accept checks or third party payments.

Spot Hero

Use your Commuter Check Prepaid Mastercard to pay for parking with SpotHero. With SpotHero, you can easily book affordable parking at more than 5,000 garages, lots and valets.

How to Spend Biking Funds

Commuter Check for Bicycling Vouchers

Commuter Check for bicycling vouchers can be ordered in any denomination between $10 and $20 and are accepted at participating bicycle shops and bicycle storage facilities nationwide. Use them as payment towards bicycles, bicycle equipment, repairs, and/or storage fees associated with your commute to work. Please note that the biking can be offered as a subsidy by your employer, and is not part of the pre-tax benefit.

Ride Share Services (Uber and Lyft)

With your prepaid card, you can use your pretax commuter benefits to pay for rides with UberPool and Lyft Shared.

How to use commuter benefits for Uber and Lyft:

  1. Open up the Lyft or Uber app on your smartphone.
  2. Select Commuter Benefits as your payment method and add your card information.
  3. When you are ready to schedule your ride, open your app and choose your destination.
  4. Select your prepaid card as your payment method.
  5. Select the eligible shared ride option
Rideshare benefits

Is the Benefit Mandatory In Your City?

Offering a commuter benefits program is legally required in a growing number of locations. These ordinances require businesses with a certain number of employees to offer pre-tax commuter benefit programs. The following cities or regions have an ordinance in place:

  • Seattle
  • New York City
  • Washington, DC
  • Berkeley and Richmond
  • San Francisco Bay Area
  • Coming soon – Los Angeles and New Jersey

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